This is a realization of a long-term project that must be born earlier this week. The association Optics solidarity launches on Monday the "pass glasses." A device that is designed for people aged over 60 aid recipients in the supplemental health (ACS) and whose incomes are between 648 and 816 euros. 8,000 to 10,000 people and should soon receive a voucher to enjoy a fitness trail at cost, including consultation with the ophthalmologist, and the purchase of glasses progressive lens optician.

No low cost

"We are working on this project for three years," says Xavier Subirana, ophthalmologist and president of the Optical solidarity. He says the idea inspired by the HEC Chair "Social Businee / Enterprise and Poverty" as co-chairs Martin Hirsch has mobilized the entire industry. "Danone is one of the pioneers of social business, but in this case we thought it was much more efficient to use the entire industry as a business." To date, 13 additional health (including AG2R La Mondiale, April, Groupama …), 500 opticians, Essilor as industrial and ophthalmologists have concentrated their power to facilitate the implementation of the concept. "It's not a charity that requires a donation. Here people pay for their glasses, "says Nicolas Lambert, owner of Essilor France. Ultimately, the patient should spend at most a few dollars instead of 300 euros today. "This is an innovative business model where one neither gains nor loses money. And this is not the low cost, says Xavier Subirana, people buy the raw material and technology. Everything else is covered by the efforts of the margins at various levels by the industry. The doctor's visit is to be discounted fully refundable. " For now, Nicolas Lambert admits even Essilor making losses. To produce the lenses, and assemble the eleven models of glasses offered by the pass, the company is including operated its plant in Toulouse outside normal production hours.

140,000 persons concerned

But to make the project a success, we must know the device. Tested later this year in Marseille, the "eye pass" has proven its usefulness but also revealed the difficulty of reaching the target. "We know that some seniors throw good because they think it is an advertisement," lamented Xavier Subirana. As such, the role of complementary health is important because it is they who must identify people who can benefit. "The more mutual partners in the project will increase the more we can touch people," says association president. Discussions are also underway with new complementary. The first patients in the Paris region should get their equipment in early June. It will be a little longer for the province because of the smaller number of ophthalmologists. Then a second phase will be launched by the end of the year. Eventually 140,000 people should benefit from "pass glasses." In addition, the partners hope that their initiative will give ideas to other sectors.

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"We know what's wrong and we know how we will fix it." Philip Clarke, Tesco's boss for a year, has compiled a table Wednesday uncompromising problems that led the UK's leading retailers' bottom of the escalator. " As at Carrefour, what are the activities of the brand in its home market, the UK, who sin the most. For the first time in twenty years, profits in the country decreased (- 1%), offset by an increase of 18% of profits abroad. More worryingly, sales at comparable areas (excluding new stores) fell 1.6% in the last quarter, yielding market share to competition. "A year which can not be proud," the president lashes.

After thanking the boss of UK operations, Philip Clarke resumed them live. In shirtsleeves and red tie, like the logo of his sign, the native of Liverpool who has spent his entire career at Tesco, where he began putting teen-shelf, announced a plan to invest 1 billion pounds (1.2 billion) to revive the case.

Stores gray and poorly maintained, frequent breaks in radius, fresh products that are not always too high prices, inadequate staffing and unhelpful … Consumers have taken a dislike Tesco, which was regarded as, ten years ago, a model followed for all major retailers.

]]> http://chestnutchurch.org/tesco-put-big-to-revive-the-channel/feed/ 0 http://chestnutchurch.org/of-fursac-receives-16-million-for-growth/ http://chestnutchurch.org/of-fursac-receives-16-million-for-growth/#comments Tue, 03 Apr 2012 08:20:04 +0000 admin http://chestnutchurch.org/of-fursac-receives-16-million-for-growth/  

The company's ready-to-wear founded in 1973, purchased by Edmond Cohen in 1990, and renamed to Fursac, is hosting a new shareholder. The Building Fund and Business Development (EDCF), funded by the ISPs, major banks and insurers French, takes 28% stake by bringing Fursac of 11 million euros. Five million are on loan from LCL and OSEO.

Objective: To help the company with 100 employees, attached to a European clothing and fabrics 100% Italian, find a new impetus. The company, which has nine stores in France, wants to open 25 within five years, in Hexagon, but also in Brussels, Luxembourg, Geneva and London. She hopes to double its turnover, which reached 23 million euros last year, up 20% compared to 2010.

Of Fursac, which had its heyday in the 1980s comeback. In 2006, the company was placed under administration, having invested heavily to rejuvenate its image and move upmarket. She then lost in the Galeries Lafayette locations of province, and its sales had fallen below 15 million euros. A dark period forgotten.

"This long-term strategy has been slow to develop, but has proven successful," said Benoit Sellam, the EDCF. Worn by Harry Roselmack, Tony Parker, Thierry Henry and Gad Elmaleh, costumes Fursac, sold 600 euros on average, younger. They represent 60% of sales, accessories and casual wear have grown. Above all, the company returned to profitability and has virtually no debt.

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Since the beginning of the year, France can count on a new ambassador in U.S. supermarkets: the Teddy Bear Marshmallow. The chocolate confectionery iconic Cémoi, which this year celebrates its fiftieth anniversary, was called "So Pretty" across the Atlantic. She will seduce children and adults in Canada and the United States. They currently represent a drop from the 400 million Bears produced annually in the plant Villeneuve d'Ascq.

"We ask our pawns in North America, says Patrick Poirrier, CEO Cémoi first chocolatier in the Hexagon with his trade supplier to brands (MDD), who made last year 750 million euros of turnover. We have there an approach to French fashion products. In three years, we increased our sales by 30%. "If Cémoi not realize yet that 35% of its turnover abroad, it counts including the United States to accelerate.

Focus on Africa

The company, based in Perpignan, which is 900 million euros in turnover by 2015, will open next month an office in New York. He intends to take advantage of the recent development of MDD in the chocolate sector and leverage its brand. There, Cémoi – which adjusts its revenues in each country – relies on its truffles, which are a little Eiffel Tower on their packages, and its dark chocolate ranges, a fast-growing segment on which there is still little Deals in North America payday loans. For now, we deliver from our ten factories located in France, "says CEO, grand-son of the founder, who does not rule out making acquisitions in the United States.  

Other fast-growing region for three years, the Eastern Europe (35%), which represents nearly 10% of total production. "The increase in living standards, particularly in Poland, where we have a factory of industrial products, driving growth," said Patrick Poirrier.

In emerging markets, Cémoi prefers to pass his turn now in Asia, having suffered a failure in China in the 1990s. Instead, it set course for sub-Saharan Africa, where he bet on population growth and economic take-off, and its historical presence in Côte d'Ivoire through a processing plant. "We're going to floor on small packaging and on basic products such as chocolate spread," said Patrick Poirrier.

Finally, while the cocoa supply will become critical to the future (it will take one million tonnes in the next decade), Cémoi strengthens its role on the upstream. For two years he sells beans to other chocolatiers, tired of going through middlemen or traders. A new market for Cémoi, which now boasts its presence in the entire chain.

Entrepreneurs can now expect to spend less time on paperwork they must complete to satisfy the administration. The National Assembly finally passed the bill Wednesday on the easing of administrative procedures despite the guerrilla led by the left. Socialist deputies and senators have decided to seize the Constitutional Council on this legislation. François Rebsamen, President of the Socialist Group of the Senate, said the referral should be made Friday.

"Francois Hollande has displayed duplicity and said on TF1 to a contractor who asked that it was essential to reduce the administrative burden on enterprises when, at the same time, François Hollande, the Socialist member of the Assembly national, and Jean-Marc Ayrault defended a motion to dismiss on the simplification of the text. Simplification is neither right nor left. It is pragmatic and expected by economic agents, "said Frederic Lefebvre Thursday, Secretary of State for SMEs, with more of the 145 measures that will be implemented in the presence of Jean-Luc Warsmann (UMP), President of the Law Committee of the National Assembly and author of the bill payday loans.

New areas

The measures apply to both the conditions of entitlement to holiday pay as procurement of low value, the secured cabinet containing all the digital business information required by the government that the 240 million ballot wages published each year. The latter, with up to 30 lines, will be simplified in several steps. The items on the Social Security taxes and social contributions will be easier to understand from the 1st January 2013. Those on unemployment contributions, pension contributions and additional pension will be from 1 January 2015.

The device of the rescript in office, which allows a company to ask its opinion to the administration, will be improved. It will be extended to new areas such as rules for calculating payroll. The administration will respond within a specified time.

Most companies only file with the court an annual report containing information that can benefit their competitors. To monitor the implementation of 145 measures, Frédéric Lefebvre install the March 19 Committee of the reduction of paperwork consisting of officials and entrepreneurs.

This seems incongruous. With the crisis, sales of aggregates are indeed increased from 431,000 tons three years ago to 365,000 tonnes in 2010. "But over a long period, the annual consumption of the Hexagon is around 400 million tonnes, says Nicolas Vuillier, president of the UNPG. One kilometer of highway requires 30,000 tons of aggregates, construction of a hospital between 20,000 and 40,000 tons. But with environmental constraints, a lot of careers close.Today, there are still 2500, 5000 against fifteen years ago. "

This intensified competition among the three main French actors, groups BTP Vinci and Bouygues (through their subsidiary road, and Eurovia Colas, respectively), followed by building materials giant Lafarge. Eurovia built last year a turnover of 500 million euros, extracting 55 million tonnes of its French quarries.

The pebbles are attracting ever-increasing appetite, because this business can secure the supply of concrete for groups of building materials, and asphalt for road specialists. In addition, their operation is a high margin business. On average, operating income up 20% of their turnover. "Careers require a lot of investment grade Guy Vacher, Chief Operating Officer of Eurovia.

Good news however for users Transilien (train network in the Île-de-France), the Thalys and Eurostar.Traffic on these lines should be "near normal" according to SNCF.

Transport Minister, Thierry Mariani, Thursday criticized the work stoppage of workers, finding that it was not "appropriate response" to the extent that he believes "it is not an act delinquency, this is a person who clearly has mental problems. " "This is not stopping the trains that they stop the insane," he said. The President of the SNCF, Guillaume Pepy, is on the same line. "This is a rare occurrence, an attack of such violence.It would serve no purpose to penalize travelers simply because a dangerous madman attacked controllers, "he said in Besançon, where the controller was assaulted in hospital.

No train service on the night of Thursday to Friday

The strike controller led Thursday the cancellation of all trains at night, and created a big mess all over the country. Some passengers were stranded at the station waiting for a hypothetical train.

Board trains at the Gare Saint-Charles in Marseille. Photo credits: GERARD JULIEN / AFP

Governments will particularly seek to support the activity of deposits in Belgium "by a guarantee of the deposits."Concerning the activity of loans to local authorities, which represents about 80 billion euros of assets, Baroin ensures that "whatever happens, we set up a quick and effective solution that will ensure a lack of drop charge this important activity. "

A cash injection, similar to that of 2008 which had led to bail out the bank to the tune of 6.4 billion euros is it to the agenda? No response yet from the French minister who is content to repeat that "States will meet present as in 2008." A source close to the talks for his part, told Reuters that recapitalization was not provided.

The creation of a "bad bank" proposed

Most talkative, the Belgian Finance Minister Didier Reynders confirmed discussions around the creation of a "bad bank" structure that will isolate the non-performing assets and portfolios of the bank. "There was much talk of a bad bank, a few possibilities," he said business card. "We need to look at how to change this group. We must remove all the dangerous parts of the bank, this is where the state guarantees come into play then we can give guarantees to customers, both depositors or solicitors of credit. "

Intended as reassuring, Didier Reynders recalls that "there is no reason to be of major concern about this group if we continue to accelerate the disposal of assets.Both France and Belgium are ready to provide a guarantee for Dexia's funding, regardless of the form it takes. "

Replica

Earlier in the morning, France and Belgium had already declared their support for the bank. "As part of the restructuring of Dexia, the Belgian and French, in conjunction with central banks will take all necessary measures to ensure the security of depositors and creditors. To that end, agree to bring their guaranteed funds raised by Dexia, "explained a joint finance ministers of two countries. Baroin said that the crisis in Franco-Belgian bank "is a replica of the Great Depression of 2008."

At the Paris Bourse, these guarantees seem to be a little effect.Dexia shares had lost up to 38% in the morning, cut its losses and was down from 16.46% to 1.086 euros on a market down 2.84% to 13.30. But caution is when a special meeting of the Belgian government is expected Tuesday evening "to take stock."

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Dominique Strauss-Kahn said goodbye as expected Monday afternoon in Washington with his colleagues in the IMF. Refusing to say more, the spokesman confirmed that DSK was also "briefly" met with Christine Lagarde before. It was "private meetings" held at the request of DSK and that the press was not invited.

The IMF staff was asked to say "goodbye" in a room usually devoted to the headquarters press conferences. Tea and coffee were served. Dominique Strauss-Kahn is mounted on the platform to speak for ten minutes. He wanted not only to greet his colleagues, but he also apologized twice "for the harm done" to the institution.

A lot of people to greet him was in a hurry. "Several hundred" witnesses said. "He was applauded.The atmosphere was warm, "commented one frame. Many, especially women, especially African, wanted to be photographed with him.

DSK told his audience of the importance of imagination in the IMF mission. He also said that if their recommendations had been followed eight months ago, Europe would not be where it is today.

A popular leader

The ousted boss of the IMF gave no indication of its political intentions or professional on his return to France. He however praised the speech made Saturday by Christine Lagarde warned that the G20 leaders risk of relapse into recession and the need to practice in the short term even the stimulus spending quick cash.

The former CEO had arrived with his wife Anne Sinclair to 3:30 p.m. at the wheel of his Audi.He chose to enter quietly through the underground garage and left the same way.

Dominique Strauss-Kahn was popular with staff. He recognized great qualities to have changed the image and practices of the IMF during the financial crisis. The institution is now much more visible in debates on the reforms to be implemented to combat the crisis. It is emerging as a kind of secretarial and "think tank" of the G20, while providing enormous resources urgently to stabilize countries in crisis.

Critics of economic policies made by the IMF are more biting than in the past. The contribution of funds to support plans to indebted countries in the euro area is crucial, both in terms of funding and conditionality. Provided the results of these plans are not yet up to the expectations.And recommendations to the rich countries do not seem to be better monitored than before.

Employees recognize the IMF provided that their favorite patron has made huge mistakes personal trial and that the abandonment of criminal proceedings against him can not be the "whitening" or erase their mistakes.

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"It has exceeded 20,000 subscribers in July 31. It's more than double last year, "says one at Aon, which launched the concept. The insurer does not expect to have to make as many checks: among the 200 French destinations covered by these offers, 50 have now opened right to compensation, according to data Metnext, a subsidiary of Météo France.

In previous years, about 5% of subscribers had received a refund due to bad weather.This year, this share has already increased by 20%, excluding the month of August, which promises but under better auspices. Tourists who spent their holidays on the Atlantic coast, especially in the northern half of France, will be the first question online payday loans.

Two hours of sunshine per day

All however, are not reimbursed the same amount, or under the same conditions. It depends on the tour operator with which the offer was contracted. If insurance is included in the delivery Sunelia home, it costs 12 euros extra in Marmara, and 69 euros at Pierre & Vacances, who included it in his pack "casualty".

For example, Marmara guarantees four days of sunshine a week of seven days, or reverse 300 euros to its customers. A little less generous, Pierre & Vacances is no guarantee that three days of sun, otherwise 150 Euros will be paid to unlucky.A "sunny day" is one day with at least "two hours of hot sun and cloudless" between ten and eighteen hours.

Weather assuming a more capricious, insurers have much increase in the future their number of subscribers. The year 2011, no sun, they will have made good publicity.

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